![]() It’s also for such people who prefer not to (or cannot) come up with the security deposit required for a secured card, the leading alternative for those with no or damaged credit who want to improve their creditworthiness.Ĭompared to the issuers of some competing cards, Indigo has a low and fixed credit limit of $300, with no process disclosed by which to increase it. The Indigo Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or rebuild their credit history (the card’s transactions are shared with those agencies). ![]() While those omissions are fairly standard for a card designed for people with credit challenges, they’re unusual for a card that charges annual fees, at least to some of its cardholders.
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